5 potential reasons for home loan heartbreak

Gino Farina Home Loans

Whether it’s your love life or your home loan application, no one likes getting rejected. There are many reasons why it could happen, and some can come as a big shock. So today we’ve outlined five potential reasons to help you avoid home loan heartbreak.

Hold your horses: RBA hikes cash rate again to 2.85%

Gino Farina Interest rates

Whoa, Nelly! The Reserve Bank of Australia (RBA) has lifted the official cash rate again, this time by another 25 basis points to 2.85%. How much will this rate rise increase your monthly mortgage repayments, and when are the hikes expected to stop?

Nurses and midwives now eligible for LMI waiver

Gino Farina Home Loans

Nurses, midwives and other important healthcare professionals can now qualify for a lenders mortgage insurance (LMI) waiver policy. Here’s how it could save them thousands and fast-track their journey into home ownership.

Is now a good time to buy?

Gino Farina Real Estate Market

Recent back-to-back interest rate hikes have led to a cooling of the property market, and with more rate rises predicted, you may feel like pumping the brakes on purchasing. But could the current climate offer opportunities?