There are a few key ways you can take control of your finances to achieve your money goals in 2019. Tip 1: Set Your Money Goals for the Year What are your money goals for this year? You need to make them specific, achievable and give yourself a timeframe to achieve them. Once you have your goals, you need to …
7 Tips to a Healthy Credit Report
A key step towards financial health is a healthy credit report. Whether you want to take out a loan to buy a home, a credit card to earn points or a new mobile phone on a post-paid contract, a credit provider will probably want to access your credit report to decide whether or not you’re creditworthy. Step 1: Know What’s …
5 Tips to Pay off Your Christmas Debt Faster
Heading into the New Year with your Christmas debt hanging over you is an unsettling feeling. Here are 5 key tips you can follow to save money and reduce your debt quicker, to get you off to a good start for 2019. Tip 1: Consolidate Your Debts If you’ve got multiple personal debts, consolidating them can streamline your debt into …
Be Aware of Product Comparison Sites
Before renewing an insurance policy or signing up for a new credit card, it’s a good idea to do your homework. Many people research and obtain quotes from free product comparison websites such as iSelect, Compare the Market, Choosi, Finder, and Canstar. But what does “free” actually mean, and are their recommendations unbiased? Comparison Sites “Do Not Necessarily Provide Good …
My Financial Health
This month, I have launched the first element of the My Financial Health Program, a secure online portal where you can store all of your personal finances and manage them either at home or on the go. The Wealth Portal uses the latest technology and bank level security to provide a platform where you can organise and analyse your finances, …
Comprehensive Credit Reporting and What It Means for You
From July 1 2018, Comprehensive Credit Reporting (CCR) was introduced, making it mandatory for the big four banks to share information with regards to your credit report, benefiting both lenders and consumers. Lenders will be able to see a more accurate picture of your ability to make repayments and manage your credit, while consumers’ can have a more active influence …