With house prices high, accumulating enough funds for a deposit can at times seem overwhelming. Though broken down into achievable steps, these tips can help you get into the market and achieve your first property purchase. 1. Set a Clear Goal When setting any goal, it is important to make it achievable. Ensure you start with a realistic budget in …
Self Employed and Thinking of Getting a Mortgage?
While there are many lenders who will provide mortgages for the self employed, there are a few things you will need to be aware of before starting the process. Paperwork Requirements The evidence of income between employees and self employed people is vastly different. If you are self employed, most lenders will need copies of your tax returns, business activity …
Welcome to 2018, the Year of the Dog
Can you believe that another year has passed? If you haven’t yet followed through on any financial resolutions from 2017, let’s try a reset with a few tips to create new habits in 2018: Start with a goal. Whether it’s buying a home, building an investment portfolio, planning for retirement or even going on a holiday with the family, you …